But if we don't think about money all of these FOOS tools will remain toys for middle class people who don't mind spending a few of their own dimes on keeping them running. It's a barrier to entry. Can it be lowered or knocked down?
#Wero might become the next best thing?
www.wero-wallet.eu
It's kinda Paypal done by European banks (🇩🇪🇫🇷🇧🇪🇳🇱), without any fees.
Not sure if it will be available internationally.
But the two major German coop banking groups are on board, so that might be as good as it gets from a "power to the people" perspective.