Does Europe's payments strategy add up?
"EU residents have an impressive range of ways to pay for goods and services at home – including with cash, cards, smartphones, direct debits, bank transfers and instant payment apps. Yet the EU institutions have spent years fretting that most of these services do not work seamlessly across borders. The main way residents pay for goods and services across the whole bloc remains American payment networks like Visa and Mastercard. There is still no EU-wide payments champion, despite the EU’s many efforts to foster one."
https://www.cer.eu/insights/does-europes-payments-strategy-add
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