LIMITED TIME DEFERRAL OFFER Hi TASIA-SOLEIL SMALLWOOD, Upon reviewing your file, I am pleased to advise you that you qualify for a "late-stage" deferral on your past due balance of $ 1098.86 . To qualify for this, you would need to pay $ 300.00 immediately . Once you make this payment, the remaining past due balance would be written back into your loan balance and your account would be back to a current status. Is this something you would be interested in? Let me know ASAP so I can secure your file accordingly.