8/thread
Both Stoat and Mattermost have another issue. Data. Neither of these encrypt your data. so depending on what your needs are and where it is hosted. Anyone with access to the server would have full access to chat history in clear text.
So if your random club member offers to run a server, then leaves they now have potentially sensitive information from private chats in their database.
This is the big concern for many and why I would recommend @matrix for your move.