@stefano - the whole point behind a 'personal computer' was that the user wasn't relying on a dumb keyboard attached to some anonymous mainframe elsewhere that held the OS, software and your data. With a PC, the users was in control, on a device that was local. If not in their lap.
Now we're being told that subscription-based software, virtual software (including OS), cloud-based storage and a software application that chooses what it will offer the user is the way to go.

@stefano I’m looking forward to when the bubble bursts and all this stuff is available 2nd hand for almost nothing

@stefano Totally agree and I wanna add that often you don't even to self host to Own Your Data, you can start small with stuff such as:
- backing up your photo on your desktop/laptop using the gold old cable and an app supporting PTP protocol (Windows and Mac have at least one preinstalled while on BSD and Linux you have many options to download from package repositories), no iCloud or Google Photos needed
- choosing DRM free ebooks, music and games and keeping a backup of them
- using Syncthing to sync your data across devices