「 The only difference between your phone and China's social credit system is that China tells you what they're doing. We pretend our algorithmic reputation scores are just “user experience features.” At least Beijing admits they're gamifying human behavior 」
https://www.thenexus.media/your-phone-already-has-social-credit-we-just-lie-about-it/
While this might change in the future, so far, most #socialCredit is entirely voluntary.
"Try leaving Google's ecosystem or abandoning your LinkedIn network." Yes, did so. So what? Zero cost.
Personally, I don't have a #smartphone that spies on me (i.e. neither Android nor iOS), and no accounts on LinkedIn, Uber, Instagram, Amazon, or Airbnb.
The only #socialScore I depend on are the likes and boosts in the #fediverse 🙂