Calvin’s dad explaining records to him, but the words have been replaced. First panel, Calvin’s dad: There are only two industries left in America: gambling, and fraud. Second panel, Calvin’s dad: Derivatives? Gambling. AI? Fraud. Video games? Gambling. Social media? Fraud. Calvin: Yeah … Third panel, Calvin’s dad: The stock market looks like gambling, but it’s actually fraud. The fourth panel is Calvin, unable to sleep thanks to this newfound knowledge.