@ai6yr

My partner and I managed to have enough for a down payment after my dad died. She's trained in geography, cartography and GIS and literally four months of searching was just looking at projected flooding maps around us. Half of a nearby town is going to be underwater in 15 years. No one will discuss it. Most of the future underwater houses were beyond our means financially. We ended up on a stable, high point in a place that doesn't need complete gutting to be liveable, but it was a huge feat to find one we could afford.

I feel sad for anyone who mortgages their life away to buy one and then loses their mortgage in a few years because they can no longer insure it.

Renting here had become so expensive that we were beginning to be priced out of the province and had to take a chance at home ownership to control the constant renovictions and rent hikes here. We are both trans and with the growing political climate, finding an adequate rental gets harder and harder. Same for my disabled friends, friends with children or anyone else who isn't a cookie cutter applicant for a landlord. Technically we have rental discrimination protections but it's never reinforced and our tenant protections have been completely gutted.

I worry about renters facing climate change even more. We are going to see a lot of forced migration to worse and worse living conditions in the coming years. It's absolutely heinous.

@ai6yr Anyone looking for a house should then go to

https://firststreet.org/

They provide fire and flood risk as well as other environmental factors down to block level. I think it is still free. They hit my radar thanks to PBS Terra. They have developed regional maps for various kinds of environmental risk.