"Tell us why you're making the payment
You may be asked what the payment is for, for example paying a friend or a bill.
This helps us show you scam protection tips based on your payment purpose."
#KiwiBank, 2025
https://www.kiwibank.co.nz/personal-banking/accounts/payments/safer-payments/
Sure, this is why they want to collect data on what people are doing with our money. Also I really do own the Auckland Harbour Bridge and totally have the right to sell it to you for a price that's too good to pass up ...