Having spent a few months in both 馃嚙馃嚪 馃嚠馃嚦, I have been impressed by both Pix & UPI and the adoption in remote areas.
I am frustrated that 馃嚜馃嚭 has all the legal and technical infrastructure with #SEPA flash payments, we even have a QRcode standard, and yet we keep on waiting for private sector competition instead of making the ECB an operator and launching an EU-wide campaign for shops to use DPI. Reclaim 3% off transaction costs, enable small digital payments, remove 馃嚭馃嚫 critical vulnerabilities!
#IGF25