@chrisphin I always BYOD with direct purchases from Apple, so I’m afraid I have nothing but side-eye for your carrier not letting you have 72 hours or something for transfer.

That said, I have multiple times done as you describe without *major* issue. Apps and settings get restored. Be aware of things like files, other cloud services, recovery codes, etc and have old-school copies of precious stuff outside of the Appleverse.

If you have a Mac, consider a full backup to that, not just cloud.

@chrisphin
That's messed up. I recently had a hardware issue with my Pixel 8 phone for which I had purchased the protection plan from Verizon. They shipped me a refurbished replacement and I had about 5 days to send the defective phone back. Then the Pixel/Android migration process was simple, not too time consuming and flawless. I hardly knew I swapped phones. I shipped the old phone the next day.

@chrisphin
You already have the right approach... pray.

I mean, I no longer believe God exists, so you understand what I mean when I say that's your best bet.

Nonetheless, I wish you the best of luck.