Oh god. A friend of mine and her hubby have been plotting to sell their holiday home, plans that will fund a gentle but lovely retirement. Three weeks ago, the day after they did the budget she awoke hearing him very upset - he was looking at his trousers and couldn’t remember what do do with them.

Long story short, he has been in hospital ever since, rapid decline, he no longer recognises her and has ‘rapid onset dimentia”. From normal husband to completely unable to function in three weeks.

Love your people. Do your wills and EPOAs. Have those holidays now.