But... most homeless US folk are still white? Facts. Unaffordable housing combined with a lack of social programs or safety net lead to homelessness in the US in general. Because in the US, most white people will oppose social safety nets if they believe that Black people will benefit, or if you remind them of "changing demographics." Because racism.

https://academic.oup.com/sf/advance-article-abstract/doi/10.1093/sf/soy046/5002999

Convince a racist white US citizen that "Black people receive welfare!" and they'll oppose their own benefits🙃