Housing market is absolutely silly. We bought in 2020 at 2.75% for a home near the upper-bounds of what we could afford.
Our $600K home is now worth $900K.
I literally couldn’t afford to buy my exact same house today even with higher income.
Discussion
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We’ll be growing out of it soon and my options are:
(1) sell and get something deep in the suburbs that’s not nice and equally overpriced (stupid)
(2) try to keep/lease and buy another (can’t afford)
(2) take out a $450K HELOC (can’t afford) to add onto existing house
(4) Everybody gets bunkbeds
